At Loan 2 Loan UK we deal with a variety of reputable lenders who can offer a range of different products providing you with a vast choice when it comes to tailoring your loan to your needs. Our lenders are First Plus Financial Group, First National Home Finance Ltd, Igroup, Halifax, Black Horse Personal Finance and many more.

Here are just a few of the many options available to you, so be sure to ask us about them when you contact us.

• Nothing to repay for 6 months
  A popular loan that offers you a repayment holiday at the start of the loan term. You will not have to repay a single penny for up to six months after your loan is completed.


• Loyalty Reward
  Take out a minimum £10,000 loan over 10 years or more and receive 20% of your interest back in cash. For example, if you take a £15,000 loan over 10 years at 8.9% APR variable with payment protection cover it will cost you £218.46 per month and after the loan has run for 10 years you will receive £4283.04 cash back.


• Pay less with accelerated repayments
  Many of our loans offer you the choice to repay over and above your monthly repayment at any time. This reduces the balance of your loan and means interest is then only charged on the lower balance remaining. The end result is that you can clear your loan earlier and repay less interest than you would have done.


• 125% equity plans
  Having little or no equity in your property does not stop you getting a loan. Some of our loans allow you to borrow up to 25% more than the value of your property. So if your mortgage is greater than the value of your property, we can still help you.


• Repayment protection cover CASH BACK
  Valuable protection against life, accident, sickness or unemployment is an option on ALL our loans. Some of our loans offer Repayment Protection Cover with a 100% premium cash-back. If you have kept up your repayments and not made a claim on your policy, you get your whole premium back at the end of the term of the cover.


• Rebate for early settlement
  All our loans offer you a rebate of interest if you settle them earlier than the scheduled end of the loan term. This means that you will repay less interest if you clear your loan early. These rebates can differ slightly between certain lenders, but ALL of them are calculated within the early settlement terms of the Consumer Credit Act.


• Loans for customers with credit problems
  Having a bad credit rating does not prevent you from getting a loan. You may be considering clearing some or all of the credit you have (if any) to reduce your monthly credit bills with a single more affordable loan. The majority of our customers do precisely that. We can help retired people and self employed with no proof of income. A fee of between £200 and £600 of the loan amount may be charged depending on your circumstances. Often this is not necessary.


• Fixed rates for up to 5 years
  Many of our plans allow you to fix the interest rate for up to 5 years. This means your repayment is always the same for the fixed rate period. Knowing what you have to repay each month in advance can be a major advantage.