It is not a fairy story lot of credit card companies offer customers a credit card with an annual percentage rate of 0%. The most significant fact to keep in mind while shopping for 0% APR credit cards is that the rate will not last indefinitely. Besides, it is a promotion widened by the credit card companies to protect new clients plain and easy. As a result, there is almost forever a string or two attached? 0% APR is obtainable for a preliminary time, such as 6-months to a year and a half, after which the APR increases significantly? Often the rate applies only to the balance transfers, but not the charges built onto the card. ? 0% APR is used as a temptation to take the cash advances on the card, which is later, charged high APR.? Also, a card with this offer may charge an annual fee for the privilege.

Many credit card providers now offer an introductory interest rate which is fixed below the card's standard rate for a limited duration. The rate tends to very competitive in order to attract new customers, but will revert to the standard rate when the introductory duration ends. Use the search facility above in order to determine the latest 0% credit card deals.